An estimate for a standard repayment loan with equal monthly payments. It leaves out bank fees, valuation, insurance and the property fees and taxes; see the purchase fees calculator for those. Calculations are in JD.
How much is a mortgage payment in Jordan?
At the 6.81% average 20-year fixed rate, a JD 120,000 loan (a JD 150,000 property with 20% down) costs about JD 917 a month and JD 100,013 in interest over 20 years. Change any input to see your own figures.
Source: Numbeo (cost of living) · Numbeo (property) (rate), standard repayment formula.
Updated Prepared by DawarnaHow we researchReport a correction
How the monthly payment is worked out
The calculator uses the standard repayment formula: the loan amount multiplied by the monthly rate, divided by one minus (1 plus the monthly rate) raised to minus the number of payments. Each payment covers that month's interest first, and what is left reduces the balance.
Jordan's average 20-year fixed rate comes from Numbeo's contributor reports (2 October 2026), so treat it as a starting point: banks quote their own rates, and your offer depends on your income, the property and the lender. The rate table shows what a one-point move in either direction does to the payment.
A worked example at 6.81%
| Interest rate | Monthly payment | Total interest |
|---|---|---|
| 5.0% | JD 792 | JD 70,067 |
| 6.0% | JD 860 | JD 86,332 |
| 6.81% | JD 917 | JD 100,013 |
| 8.0% | JD 1,004 | JD 120,895 |
| 9.0% | JD 1,080 | JD 139,121 |
JD 150,000 property, 20% down payment (JD 30,000), JD 120,000 loan, 20 years.
More free tools
Amman circles map
Click the circles and compare rents, prices and yields.Read more →Rent vs buy calculator
When does buying beat renting?Read more →Moving-in cost calculator
The cash you need on day one.Read more →Foreigner purchase fees
Taxes, fees and commission, itemised.Read more →Commute times
Drive times from each area to key places.Read more →Rental contract checklist
Red flags to check before you sign.Read more →Dawarna Rent Index
Monthly Amman rents and prices, free to cite.Read more →Mortgage calculator FAQs
What is the average mortgage rate in Jordan?
Numbeo contributors report an average 20-year fixed rate of 6.81% (2 October 2026). Your own rate depends on the bank, your income and the property, so ask lenders for written offers. Mortgages in Jordan →
How much would a JD 150,000 apartment cost me each month?
With a 20% down payment (JD 30,000) and a 20-year loan at 6.81%, the monthly payment is about JD 917, and total interest over 20 years is about JD 100,013. Rent vs buy →
How much does a one-point rate rise add?
On the same loan, 1 percentage point more raises the payment by about JD 73 a month. Mortgages in Jordan →
Does the calculator include fees and taxes?
No. It covers the loan only. Registration fees, sale tax, agent commission, valuation and insurance come on top; our purchase fees calculator itemises the government charges. Purchase fees calculator →
Should I rent or buy?
That depends on how long you stay and how prices and rents move. Our rent vs buy calculator compares the two over your own horizon. Rent vs buy calculator →
Can non-residents get a mortgage in Jordan?
Lenders set their own rules for non-residents and foreign buyers, and we have not verified any bank's policy. Ask the bank directly, and read the foreign ownership guide for the approvals buyers need. Can foreigners buy? →